Features
Everything you need to manage your money
From daily expense tracking to long-term net worth projections. Offline or online, free or paid, every feature works the same way. Click any item to see details.
Track
Day-to-day money management
Transactions, cash, bills, currencies, and bank imports. The tools you use every day.
- All data stored in a local database on your machine
- Full feature set available offline, nothing is disabled without a connection
- Background sync resumes automatically when you reconnect
- The web version works cloud-first for on-the-go access; mobile is on the way
- Log cash-on-hand balances alongside digital accounts
- Track petty cash and pocket money with quick-entry shortcuts
- Split view showing physical vs digital balances side by side
- Automatic reconciliation when you deposit or withdraw cash
- Auto-log recurring income and expenses on their due dates
- Calendar view highlights upcoming bills at a glance
- Flexible schedules: weekly, fortnightly, monthly, quarterly, or custom
- In-app reminders when a bill is due soon or overdue
- 57 currencies, formatted with the right symbol and decimals
- Per-account currency settings for international bank accounts
- Consolidated reporting converts your second currency into your home currency
- Rates come from the transfers and transactions you record, so past entries are valued at the rate that applied on the day
- CSV and OFX (Open Financial Exchange) format support
- Bank profile memory: column mappings are saved per bank for future imports
- Automatic duplicate detection by date, amount, and description
- Transfer detection identifies internal moves already recorded
Understand
See where your money goes
Analytics, calendar views, and smart categorisation that turns raw transactions into insight.
- Category breakdown charts showing where your money goes each month
- Income flow diagrams tracing money from sources through accounts to expenses
- Trend lines comparing spending across months to spot patterns
- Cash vs card split analysis and top merchants ranked by spend
- Daily, weekly, and monthly calendar layouts with transaction dots
- Colour-coded entries: green for income, red for expenses, blue for transfers
- Heatmap tinting shows high-spend and low-spend days at a glance
- Agenda view for a scrollable list of all upcoming activity
- Field matching with contains, equals, or regex operators
- Learned merchant memory builds up as you categorise, suggesting categories for future entries
- Rules can be scoped to import-only, manual-only, or all transactions
- Ordered execution with first-match-wins for predictable results
Plan
Set goals and project your future
Budgets, savings targets, net worth projections, and what-if scenarios.
- Per-category and per-group monthly budget limits in your home currency
- Budget rollover: optionally carry unspent or overspent amounts into the next month
- Flex pools let you group categories under one shared limit
- Budget-vs-actual comparison with typical-month baselines
- Two goal types: save toward a target or pay down a liability to zero
- Account linking so your savings balance directly backs goal progress
- Contribution journal with dated entries for deposits and withdrawals
- Debt paydown calculator comparing avalanche vs snowball strategies side by side
- Projection engine with configurable growth rate, inflation, and monthly contribution
- What-if scenarios: named variants with one-off purchases, income changes, or new loans
- Monte Carlo simulation with percentile bands and success probability
- Scenario comparison overlays to see how different choices play out
- Filing status support: single, married, head of household
- Editable, non-authoritative bracket table you can adjust to your jurisdiction
- Estimated tax, effective rate, and marginal rate calculated live
- Explicitly illustrative: designed for planning, not as tax advice
Invest
Track your portfolio
Holdings, equity compensation, dividends, and trade history in one place.
- Holdings for stocks, ETFs, crypto, bonds, and other securities with cost basis
- Trade tracking: buy and sell transactions linked to holdings with realised gain calculation
- Allocation donut chart and consolidated portfolio value
- Import positions via CSV with column mapping and brokerage profile presets
- Support for RSU, ISO, NSO, and private equity grants
- Vesting schedules with grant date, period, frequency, and cliff
- Vested/unvested/exercised split computed at read time, always current
- Optionally include vested equity in your net worth calculation
Ready to take control?
Try Venova in your browser with sample data, no account needed. Or download the desktop app for full offline access.